Money & Exchange

1. Tar dere kort?

   Do you accept cards?

   Usage

   Used to check if card payment is accepted — Norway is nearly cashless and most places prefer cards

   Grammar Note

   Norway is nearly cashless. "Vipps" is Norway's dominant mobile payment app, widely accepted in stores

2. Hva koster det?

   How much does it cost?

   Usage

   The most common phrase for asking the price of something

   Grammar Note

   "Koster" is the present tense of "koste" (to cost). Norwegian currency is the krone (NOK), abbreviated "kr"

3. Hvor er nærmeste minibank?

   Where is the nearest ATM?

   Usage

   Used to find the nearest cash machine — though Norway is largely cashless, ATMs still exist

   Grammar Note

   "Minibank" is the Norwegian term for ATM (mini + bank). More commonly used than "ATM" in Norway

4. Kan jeg få en kvittering?

   Can I have a receipt?

   Usage

   Used to request a receipt after making a purchase

   Grammar Note

   "Kvittering" = receipt. Many Norwegian stores offer digital receipts by email or via their app

5. Kan vi dele regningen?

   Can we split the bill?

   Usage

   Used at restaurants to request splitting the bill among a group

   Grammar Note

   "Regningen" = the bill (definite). "Dele" = to share/split — also "dele ut" (hand out/distribute)

6. Jeg vil veksle penger

   I want to exchange money

   Usage

   Used when you want to exchange foreign currency into Norwegian krone

   Grammar Note

   "Penger" (money) is always used in plural in Norwegian. "Veksle" works for currency exchange and coin change

7. Hva er valutakursen?

   What is the exchange rate?

   Usage

   Used at currency exchange offices or banks to ask for the current exchange rate

   Grammar Note

   "Valutakursen" = valuta (currency) + kurs (rate) + definite "-en". "Kurs" also means course/exchange rate

8. Er moms inkludert?

   Is VAT included?

   Usage

   Used to check if Norwegian VAT (moms) is included in the displayed price

   Grammar Note

   Norwegian VAT: 25% (standard), 15% (food), 12% (accommodation/transport/cinema). Prices usually include moms

9. Jeg fikk for mye vekslepenger

   I received too much change

   Usage

   Used honestly to inform a cashier that you received too much change

   Grammar Note

   "Vekslepenger" = change/coins. "For mye" (too much) pairs with "for lite" (too little) — useful contrasting pair

10. Kan jeg bruke Vipps?

    Can I use Vipps?

    Usage

    Used to ask if the Norwegian mobile payment app Vipps is accepted — extremely common in Norway

    Grammar Note

    Vipps is used by ~80% of Norwegians for P2P and retail payments. Linked to your Norwegian bank account

11. Depositum

    Deposit

    Usage

    A refundable deposit paid at check-in for hotels or rentals

12. Refusjon

    Refund

    Usage

    Used when asking for money to be returned

13. Sikkerhetsstillelse

    Security deposit

    Usage

    A more formal security deposit, used for rentals or leases

14. Forskuddsbetaling

    Prepayment

    Usage

    Used to indicate money paid in advance, e.g. at booking

15. Tilleggsavgift

    Extra charge

    Usage

    Used to indicate an additional charge added later

16. Serviceavgift

    Service fee

    Usage

    Used to indicate a fee charged for a service or procedure

17. kontanter

    Cash

    Usage

    Shows you want to pay in cash; many Norwegian businesses no longer accept it

    Grammar Note

    Used in the plural; "cash only" is signed "Kun kontanter", and "no cash" as "Vi tar ikke kontanter"

18. kort

    Card (payment card)

    Usage

    Show this at the till to pay by card — the default payment method in Norway

    Grammar Note

    A neuter noun with the same plural form. The same spelling is also the adjective "short", but not at a till. A debit card is a "bankkort"

19. hver for seg

    Separately (split the bill)

    Usage

    Shows that each person pays for their own; entirely normal practice in Norway

    Grammar Note

    Literally "each for themselves"; as a sentence, "Vi betaler hver for seg"

20. alt samlet

    All together (one bill)

    Usage

    Shows that you want to pay for everyone on one bill

    Grammar Note

    As a sentence, "Vi betaler alt samlet"; "one bill" is "én regning"

21. vekslepenger

    Change (money returned)

    Usage

    Point to this when change is missing or short

    Grammar Note

    Used in the plural. The verb "to change money" is "å veksle"

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